1. Overview. Where should I put my money?
For most people who are thinking of investing, risk is a key consideration. Beginners often put most of their money into ‘index-trackers’, vehicles that simply mimic the performance of one or more markets such as the UK or the US stock markets. This is known as passive investing.
Over the long-term, investing in the stock market through funds or direct shares has been proven to beat the returns from cash savings, hands-down, because they allow ...