There were a couple of interesting articles in the FT over the weekend (27/8/2016) on the costs to investors of having someone else manage your portfolio. Data from Grant Thornton suggests that investors who buy investment advice and financial products from mass market investment groups are still paying 2.56% per annum on average. This is only down from 2.86% in 2012 when the Retail Distribution Review (RDR) which unbundled product commissions was expected to reduce them substantially. Indeed product costs may have ...